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As medical care advances and treatments increase, health care costs also increase. The purpose of health insurance is to help you pay for care. It protects you and your family financially in the event of an unexpected serious illness or injury that could be very expensive. In addition, you are more likely to get routine and preventive care if you have health insurance.

Myth: Not many Americans are uninsured.

Not true. The U.S. Census Bureau reports that more than 41 million Americans do not have health insurance. That's one out of every seven Americans.

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Myth: The uninsured can always get care if they really need it.

Not true. Unfortunately, uninsured people delay getting care, live with illnesses longer and even die younger than those with health insurance.

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Myth: There is no financial risk to going without health insurance.

Not true. Not having health insurance is a leading cause of personal bankruptcy, because most families cannot afford to pay for medical care out of pocket.

DISTRICT OF COLUMBIA Health Insurance

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