Did You Know?

If you have $22,000 in credit card debt and pay just the monthly payment it will take you 54 years to pay off the debt!

You Have Options

As bad as your financial situation may seem, the good news is you have quite a few options. One option, of course, is to do nothing. This is probably where you are today. But doing nothing changes nothing. Another approach is to pay the bare minimum on your credit card balance. This can feel like you are making headway, but in fact, it could take years to pay off your balance fully.B ut for many, the most viable option is to negotiate a percentage of the debt away. This approach is called Debt Settlement.

Debt Relief

The national average of debt is currently approximately $22,000 per household. If you fall into this category and you continue making your minimum payments at a 19% interest rate and at a 2.1% minimum payment, it would take you 54 years and eight months to pay off the debt.